Cervone Deegan + Associates knows the process of buying a home can be an exciting time in your life while also a little emotionally complex. Moving is among the more stressful changes we make in our lives and with how the markets are lately it may be helpful to try some exercises to help cope with any of the challenges that may arise. Here are some ways you can cope while you try to locate that perfect home.

 

 

Just like any larger purchase in life like a new car, establish some criteria that you can and cannot live with. It is always going to be helpful to know what you cannot live without so you can eliminate some possibilities while you work with others. For example maybe the home in question has an older bathroom but it may be something you can live with until you can update it yourself later on.

 

 

There are many professional experts out there in the field like Cervone Deegan + Associates who can help and guide you through the process of homebuying as well as through any hurdles that may come up. Get referrals on other professionals who can help you like local lenders, movers, insurance companies and even closing attorneys. These are all important to have for a successful transaction and it is helpful to work with someone that a friend or family member has positive experience with.

 

 

Remove the guesswork from the equation about what a true home’s cost will be. Your agent such as us and even your insurance broker are good sources of information to help you calculate things above and beyond the purchase price. While it is fairly easy to figure out what your mortgage payment will be with a mortgage calculator, insurance premiums and taxes are other variables that will need to be factored into your budget. Certain homes may have better insurance discounts than others for things like elevation of location, roof condition, type of property and the like.

 

 

Everyone has some sort of timeline with regards to when they want to buy. However, sometimes your timing can pose challenges depending on what is on the market or even when is the busier time of year for real estate in the location where you are looking. If you can ease the pressure on your situation that can make things better and you may even avoid making a hasty decision. Perhaps you want to purchase before your lease ends but you could potentially move in with a friend temporarily if that takes off some of the pressure as one example.